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Unoccupied Property

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  3. Property
  5. Unoccupied Property

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There is not always great appetite amongst insurers for writing unoccupied properties, so we have aimed to provide a tailored solution to assist our brokers for such placements. Our Unoccupied policy provides cover for a wide range of building types and provides wide cover wherever the property allows. 

What unoccupied properties do we cover? 

  • Retail shops 
  • Offices 
  • Industrial 
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Cover available

Our wide breadth of cover provides everything you would expect from a comprehensive unoccupied insurance product and can include such covers as*: 

  • Full range of perils 
  • Subsidence and Accidental Damage 
  • Terrorism 
  • Property Owners Liability to £5M
  • Employer’s Liability to £10M

*(subject to underwriting criteria) 

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Tailored Features and Extensions

Our policy is designed specifically for Unoccupied Risks and cover is tailored so that your client has full peace of mind that their insurance requirements are covered. Our rating is designed to reflect features that improve the risks and include amongst others:

  • Burglar alarm 
  • Caretaker 
  • Manned security 
  • Boarded 
  • Voluntary excesses 
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Legal Expenses Cover

Though all care and attention may be made to ensure your clients’ properties are secure and maintained in accordance with all regulations there is always the risk of exposure to a legal case. Our Legal Expenses comes as a quick and simple add on that offers your client peace of mind and cover in the event they find themselves in the situation where they need legal assistance.   

A-rated Capacity

Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Unoccupied Property policy is placed under binding authority with JRP Underwriting.

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Insurance Partners
Our Insurer Partners

We only use A-Rated insurance partners and each Insurer and Syndicate provides Cascading Risk Transfer to Gresham Underwriting which enables us to hold monies on behalf of that carrier.

Office Package Insurance

Why not check out our commercial office package product? Get a quote now!

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Tradesperson & Professionals Insurance

Why not check out our Tradesperson & Professionals product? Get a quote now!

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Terrorism Insurance

Why not check out our new Terrorism Product? Get an instant quote online!

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Registered Address: Beaufort House, 15 St. Botolph Street, London, EC3A 7BB
2020 – Present © | Gresham Underwriting Limited

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