1.1 www.greshamonline.co.uk is a site operated by Jensten Group Limited and its subsidiaries, hereinafter referred to as “Group Companies”. Collectively referred to as We, Our or Us.
Jensten Group Limited is registered in England & Wales under registration number is 08304780. Our registered office is Coversure House, Washingley Road, Huntingdon, PE29 6SR.
Gresham Underwriting Limited is authorised and regulated by the Financial Conduct Authority with reference 670467. Registered address: Beaufort House, 15 St. Botolph Street, London EC3A 7BB. Registered in England & Wales number: 08284648
2.1 We reserve the right to withdraw or amend, all material, third party stock images (such as photographs and logos) including any service we provide on our site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.
2.2 From time to time, we may restrict access to some parts of our site, or our entire site, to guest users or users who have registered with us, if applicable.
2.3 We own the copyright and any other rights in all material on this site unless otherwise indicated.
2.3 You may print and download extracts from this site on the following conditions:
2.3.1 You may download extracts or print from the site for your personal reference or for the reference of others within your organisation;
2.3.2 Any copies of information that you save to disk or to any other storage medium may, subject to the exceptions stated herein only be use for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored;
2.3.3. No documents or related graphics on this site are to be modified in any way including extracts, copies of information, illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
2.3.4. You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from Us or our licensors. In these circumstances you must always acknowledge Us or any identified contributor as the authors of the material obtained from our site.
2.4 When using our site, you agree not to:
2.4.1 reproduce, duplicate, copy, store (including in any other website) or re-sell any part of our site or include it in any private electronic retrieval system without our prior written permission;
2.4.2 access or use the site in any way that breaches any applicable local, national or international law or regulation,
2.4.3 access or use the site in any way be unlawful, libellous, defamatory, threatening, malicious, abusive, pornographic, obscene or embarrassing to any person;
2.4.4 access without authority, interfere with, damage or disrupt any part of our site, any equipment or network on which our site is stored, any software used in the provision of our site or any equipment or network or software owned or used by any third party;
2.4.5 use the site in any way which infringes or may reasonably infringe on any other person’s copyright, trade mark, trade secret, know how or any other intellectual property rights.
2.5 Any rights not expressly granted in these terms are reserved.
2.6 If you are in breach of any of the terms contained within these terms your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
3.1 Whilst we take all reasonable steps to ensure that the information contained within our website is accurate and up-to-date:
3.1.1 We do not give any express or implied warranty as to its accuracy and cannot be held responsible for any of the material on our site which may become out of date at any given time;
3.2.1 We are not responsible for any error, omission or inaccuracy in material provided to us by third parties and reserve the right to withdraw or edit any such material
4.1 All material contained on our site is without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we and third parties connected to us hereby expressly exclude:
4.1.1 All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity,
4.1.2 Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
4.1.3 The information and material contained on this site is for general informational purposes only (and does not constitute any form of professional advice) and should not be used or relied upon as a substitute for detailed advice specific to you or your organisation. Where the contents of this site include a recommendation or an assessment of risk, such recommendation or assessment of risk is an expression of opinion only and not a statement of fact. Any decision to rely upon any such recommendation or assessment (or any other part of this site) will be solely at your own risk, for which we accept no liability. The contents of this site do not replace the need for you to make your own assessment. Before taking any action based upon any of the contents of this site, you should consult one of our professionals or other appropriate advisors.
4.1.4 This does not affect our liability for death or personal injury arising from our negligence, nor any other liability which cannot be excluded or limited under applicable law.
5.1 You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.
5.2 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
6.1 You warrant to Us that information that you have your client’s full authority to use this site, request cover on their behalf and enter into a contract of insurance on their behalf.
6.2 You agree to indemnify and keep Us indemnified from and against all liabilities costs claims and demands arising from or in respect of any breach of such warranty.
6.3 If you have been granted a “Username”, which is unique, and a “Password” for our online systems, you agree to:
6.3.1 keep these protected and not to save them electronically or in hard copy
6.3.2 use all reasonable endeavors to prevent unauthorised or fraudulent use of the “Username” and “Password”
6.3.3 tell us as soon as possible if you know or suspect that an unauthorised person is aware of the Username or Password. Until you contact us accordingly, we will be entitled to assume that all transactions effected via your “Username” and “Password” are authorised transactions and we shall be entitled to act upon these without further investigation. We will not be liable to you for acting on or processing such transactions or communications, or otherwise treating such transactions or communications as authorised transactions.
You will indemnify us for any loss we suffer as a result of misuse of your “Username” and “Password”, where such misuse results from your failure to use reasonable endeavors to prevent unauthorised or fraudulent use.
You will indemnify us against any loss we may suffer by reason of any breach by you of this obligation. We may terminate your use of our Systems immediately if we feel that these has been, is being, or is about to be, misused in breach of these Terms and Conditions.
7.1 Our site must not be framed on any other site, nor may you create a link to any part of our site other than (with our express permission) the home page for which we reserve the right to withdraw linking permissions without notice.
7.2 Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only as we have no control over the contents of those sites or resources contained therein. We accept no responsibility for them or for any loss or damage that may arise from your use of them. We do not endorse or recommend any views, advice, products or services offered on or part of the service provided by these other websites.
9.1 The English courts will have exclusive jurisdiction over any claim, or matter arising from, in connection with, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
The information contained within our privacy notice deals with your rights and our obligations in relation to your personal data.
You can view our privacy notice by clicking here.